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	<title>David Vaccaro Insurance Services</title>
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	<link>http://insurancebydave.com</link>
	<description>Authorized Independent Agent for Anthem Blue Cross of California</description>
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		<title>Anthem Blue Cross Core Guard PPO</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-core-guard-ppo/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-core-guard-ppo/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 16:03:52 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Anthem Blue Cross Core Guard PPO]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=392</guid>
		<description><![CDATA[The Anthem Blue Cross Core Guard PPO is a basic health insurance plan that offers some of the lowest monthly premiums available. The Core Guard features annual deductible options of your choice ranging from $750 to $10,000. Contact me today to see if the Anthem Core Guard PPO might be right for you!
]]></description>
			<content:encoded><![CDATA[<p>The Anthem Blue Cross Core Guard PPO is a basic health insurance plan that offers some of the lowest monthly premiums available. The Core Guard features annual deductible options of your choice ranging from $750 to $10,000. Contact me today to see if the Anthem Core Guard PPO might be right for you!</p>
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		<title>Insurancebydave.com</title>
		<link>http://insurancebydave.com/2010/03/insurancebydave-com/</link>
		<comments>http://insurancebydave.com/2010/03/insurancebydave-com/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 22:06:17 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anthem blue cross of california]]></category>
		<category><![CDATA[Anthem Family]]></category>
		<category><![CDATA[Anthem individual]]></category>
		<category><![CDATA[HMO]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[ppo]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=380</guid>
		<description><![CDATA[Insurancebydave.com is a website that specializes in helping people who are looking to purchase Anthem Blue Cross health insurance in California. We offer individual, family, self-employed and small group health insurance plans for California residents. Anthem Blue Cross offers affordable rates and has a wide selection of HMO, PPO and HSA plans to fit your [...]]]></description>
			<content:encoded><![CDATA[<p>Insurancebydave.com is a website that specializes in helping people who are looking to purchase Anthem Blue Cross health insurance in California. We offer individual, family, self-employed and small group health insurance plans for California residents. Anthem Blue Cross offers affordable rates and has a wide selection of HMO, PPO and HSA plans to fit your medical needs and budget. Insurance by Dave makes it easy for you to run free quotes, compare health plans and apply online. Our website is very informative and will help guide you through all the frustration and confusion of buying a health insurance plan.</p>
<p>In addition, when you work with us as your Anthem Blue Cross health insurance agent we will always be there to assist you even after the sale. We are an independent health insurance agency who believes in putting our customers first. If you are looking for an affordable Anthem Blue Cross individual, family, small group or self-employed health insurance plan and live in California give us a call.</p>
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		<title>Anthem Blue Cross of California</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-of-california/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-of-california/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 17:56:44 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anthem blue cross of california]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=371</guid>
		<description><![CDATA[Anthem Blue Cross is the company Californians have trusted for seven decades to help protect their health and financial security. In fact, Anthem covers 8.3 million Californians &#8211; more than any other carrier in the state.
Anthem Blue Cross of California is a team of caring individuals who invest ideas and efforts to create innovative health [...]]]></description>
			<content:encoded><![CDATA[<p>Anthem Blue Cross is the company Californians have trusted for seven decades to help protect their health and financial security. In fact, Anthem covers 8.3 million Californians &#8211; more than any other carrier in the state.</p>
<p>Anthem Blue Cross of California is a team of caring individuals who invest ideas and efforts to create innovative health coverage solutions that are accessible to all Californians. Customers receive unparalleled choices and flexibility in meeting their health plan needs. Options are continually fine-tuned to enhance access to affordable, quality health care. </p>
<p>Anthem Blue Cross Health Insurance Facts:</p>
<p>Founded In: 1937<br />
Membership: 8.3 million members<br />
Network: 330 acute care hospitals; 52,874 contracted physicians and specialists   </p>
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		<slash:comments>0</slash:comments>
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		<title>Anthem Blue Cross Health Insurance Quotes</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-health-insurance-quotes/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-health-insurance-quotes/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 16:46:52 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Anthem Blue Cross Quotes]]></category>
		<category><![CDATA[Blue Cross California]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=364</guid>
		<description><![CDATA[Insurancebydave.com is your source for Anthem Blue Cross health insurance quotes online in California. You can securely run instant quotes from the comfort of your home or office, compare medical plans and apply online. No need to worry about shopping around for a better deal because health insurance prices are regualted by the state of [...]]]></description>
			<content:encoded><![CDATA[<p>Insurancebydave.com is your source for Anthem Blue Cross health insurance quotes online in California. You can securely run instant quotes from the comfort of your home or office, compare medical plans and apply online. No need to worry about shopping around for a better deal because health insurance prices are regualted by the state of California and the cost is the same no matter where you go.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anthem Blue Cross Agent CA</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-agent-ca/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-agent-ca/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 17:16:18 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Anthem Agent CA]]></category>
		<category><![CDATA[anthem blue cross agent]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=358</guid>
		<description><![CDATA[Looking for an honest an reliable Anthem Blue Cross agent in CA? David Vaccaro insurance services is all that and more. Hi, my name is David Vaccaro and I am an authorized independent agent for Anthem Blue Cross servicing all of California. I can help you with your health insurance needs while providing you with [...]]]></description>
			<content:encoded><![CDATA[<p>Looking for an honest an reliable Anthem Blue Cross agent in CA? David Vaccaro insurance services is all that and more. Hi, my name is David Vaccaro and I am an authorized independent agent for Anthem Blue Cross servicing all of California. I can help you with your health insurance needs while providing you with excellent service. I have helped many individuals, families and small business in California in finding affordable health insurance. If you are looking for a good agent who can get the job done for you, contact me today!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Anthem Blue Cross HMO Plans</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-hmo-plans/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-hmo-plans/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 04:11:13 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Anthem Blue Cross HMO]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=354</guid>
		<description><![CDATA[HMO plans are able to offer affordable healthcare by controlling the costs of your elective care. In an HMO plan, your healthcare is organized by an assigned primary care physician. This primary physician is responsible for your routine care and exams, and refers you to specialists when needed. HMO plans are cheaper than PPO plans, [...]]]></description>
			<content:encoded><![CDATA[<p>HMO plans are able to offer affordable healthcare by controlling the costs of your elective care. In an HMO plan, your healthcare is organized by an assigned primary care physician. This primary physician is responsible for your routine care and exams, and refers you to specialists when needed. HMO plans are cheaper than PPO plans, but have a smaller network of healthcare providers. They will include lower out-of-pocket costs, lower deductibles and plan limits, lower co-pays and maybe best of all, no paperwork or claim forms. Contact me to discuss if an Anthem Blue Cross HMO plan might work for you.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Anthem Blue Cross HSA Plans</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-hsa-plans/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-hsa-plans/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 20:28:00 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anthem blue cross hsa]]></category>
		<category><![CDATA[HSA plans]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=340</guid>
		<description><![CDATA[HSA plans allow members to contribute money to an account (the HSA), which an eligible individual uses to pay for qualified medical expenses until the plan&#8217;s deductible is reached. Once the deductible is met, the individual’s health expenses are paid according to his or her health plan. The tax advantaged accounts also permit unused funds [...]]]></description>
			<content:encoded><![CDATA[<p>HSA plans allow members to contribute money to an account (the HSA), which an eligible individual uses to pay for qualified medical expenses until the plan&#8217;s deductible is reached. Once the deductible is met, the individual’s health expenses are paid according to his or her health plan. The tax advantaged accounts also permit unused funds to be “carried over” from year to year even if the employee changes employers. Any interest gained from the HSA belongs to the individual. A compatible high-deductible health plan comes with.</p>
<p>Anthem Blue Cross  has aligned with JPMorgan Chase Bank (Chase), a global leader in the development of electronic payments solutions, to make it easy and convenient for members to establish and use a Health Savings Account (HSA). This HSA offers an Anthem high deductible health plan coupled with a Chase account that allows consumers to use checks and debit cards to pay for qualified medical expenses out of the HSA. </p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anthem Blue Cross PPO</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-ppo/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-ppo/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 18:20:17 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anthem blue cross ppo]]></category>
		<category><![CDATA[ppo]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=336</guid>
		<description><![CDATA[A PPO is a  network of doctors and hospitals that has agreed to accept a discounted fee for their services from the plan. It may be the plan for you if you like the freedom of choosing your own doctor and hospital and are willing to pay some of the costs. These plans are [...]]]></description>
			<content:encoded><![CDATA[<p>A PPO is a  network of doctors and hospitals that has agreed to accept a discounted fee for their services from the plan. It may be the plan for you if you like the freedom of choosing your own doctor and hospital and are willing to pay some of the costs. These plans are ideal for people with a family — or people about to start one. They offer coverage for you and your school-age children. They also offer maternity benefits. Best of all, most of the services you and your family need immediately are covered before you have to start paying the deductible. This includes preventive care, doctor visits, and generic prescription drugs..Call me and we can discuss how an Anthem Blue Cross PPO plan might work for you!  </p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anthem Blue Cross Smart Sense PPO Plans</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-of-california-smartsense-ppo-plans/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-of-california-smartsense-ppo-plans/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 17:01:05 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anthem blue cross smartsense]]></category>
		<category><![CDATA[anthem smartsense ca]]></category>
		<category><![CDATA[smart sense plans]]></category>
		<category><![CDATA[smartsense ppo]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=326</guid>
		<description><![CDATA[Anthem Blue Cross SmartSense Plans are PPO plans with immediate benefits. SmartSense allows you to vsisit the doctor 3 times anually for only a $30 co-pay and the office deductible is waived. Option of choosing generic or brand name prescription drug coverage. Costs are even lower if you dont use brand name drugs. The SmartSense [...]]]></description>
			<content:encoded><![CDATA[<p>Anthem Blue Cross SmartSense Plans are PPO plans with immediate benefits. SmartSense allows you to vsisit the doctor 3 times anually for only a $30 co-pay and the office deductible is waived. Option of choosing generic or brand name prescription drug coverage. Costs are even lower if you dont use brand name drugs. The SmartSense plan gives you access to over 50,000 doctors and 400 hospitals in California.  SamrtSense also offers four different annual deductible options that range from $500 to $5000. Call me today to discuss if the SmartSense PPO is the right health plan for you.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anthem Blue Cross of California Rate Increases</title>
		<link>http://insurancebydave.com/2010/03/anthem-blue-cross-of-california-rate-increases/</link>
		<comments>http://insurancebydave.com/2010/03/anthem-blue-cross-of-california-rate-increases/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 19:01:31 +0000</pubDate>
		<dc:creator>Dave</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anthem blue cross of california]]></category>
		<category><![CDATA[anthem rate increases]]></category>

		<guid isPermaLink="false">http://insurancebydave.com/?p=304</guid>
		<description><![CDATA[If you currently have a health insurance plan that you purchased directly through Anthem Blue Cross of California and cannot afford the rate increases, I can help you. I just recently saved an existing Anthem Blue Cross member $1,000 buy switching her to a more affordable health plan. Contact me today to see if I [...]]]></description>
			<content:encoded><![CDATA[<p>If you currently have a health insurance plan that you purchased directly through Anthem Blue Cross of California and cannot afford the rate increases, I can help you. I just recently saved an existing Anthem Blue Cross member $1,000 buy switching her to a more affordable health plan. Contact me today to see if I can help you find a more affordable Anthem Blue Cross health insurance plan.</p>
]]></content:encoded>
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